If you own a home in a Florida homeowners’ association, the law that governs your community is primarily Chapter 720 of the Florida Statutes, the Homeowners’ Association Act. This is worth stating plainly because it is so often confused: condominiums fall under Chapter 718, and cooperatives under Chapter 719. They are different worlds with different rules, and guidance written for one does not safely transfer to another.
Within Chapter 720 you will find the architecture of association life: the hierarchy of governing documents, the board’s fiduciary obligations, requirements for meetings and notice, members’ rights to inspect records, the procedures for assessments and liens, limits on fining and suspension, elections and recalls, and the routes available for resolving disputes. It is, in effect, the constitution standing behind your declaration.
One caution cannot be repeated often enough: this statute is amended almost every legislative session. Dollar caps, deadlines, and procedures shift from year to year, and a figure that was correct last spring may not be correct now. Before relying on any specific requirement, confirm the current text at the official source, the Florida Legislature, or ask a licensed Florida attorney.
This is general educational information about Florida law, not legal advice. For a specific dispute, consult a licensed Florida attorney.